Skip to main content

Offset loan

100% offset, 100% of the time, is just the start of what this practical loan has to offer. Suitable for first home buyers, investors, refinancing, bridging and construction.

Key features

Fully transactional account with cash card and online banking access
Variable and fixed rate options
Linked offset account with 100% offset, 100% of the time (even on fixed rates)
Free to redraw online or via our app
Unlimited extra repayments for variable and up to $20,000 p.a. without penalty for fixed

Award winning home loans

Your clients will enjoy outstanding value whether they choose a fixed or variable rate loan.

Three Canstar awards for Outstanding value - Fixed Home Lender, Home Lender, and Investment Home Lender.

We're here to help

Find your local BDM

Our BDMs are ready and waiting to help you.

Call Partner Assist

Get help with loan scenarios, lending policy, procedures and more. Available Monday to Friday between 8:30am and 5:30pm (CST).

Submit a scenario

Tell us about your loan scenario and we'll get back to you.

Adelaide Bank logo
Connect with us
Bank-linkedin Bank-youtube
This website is for broker use only and any advice provided is of a general nature only. Information on this page can change without notice to you.
Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. GPO Box 1048, Adelaide SA 5001. Terms conditions and lending criteria apply.
© Copyright 2020 Adelaide Bank a division of Bendigo and Adelaide Bank Limited.